/* ================================================================
   home.css — index.html · Editorial Brutalism × Latino Warmth
   ================================================================ */

/* ── FONT ENHANCEMENT ── */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,900;1,900&display=swap');

/* ── HERO ── */
.hero {
  background: #0a0e1a;
  position: relative;
  min-height: 390px;
  display: flex;
  align-items: stretch;
  justify-content: center;
  overflow: hidden;
}

.hero-content {
  padding: 48px 48px 96px 48px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  text-align: center;
  position: relative;
  z-index: 3;
  flex: none;
  width: 100%;
  max-width: 960px;
  margin: 0 auto;
}

/* Overline badge */
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: transparent;
  border: none;
  border-bottom: 2px solid rgba(255,255,255,.20);
  color: rgba(255,255,255,.55);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 3px;
  text-transform: uppercase;
  padding: 0 0 10px 0;
  margin-bottom: 20px;
  width: fit-content;
  border-radius: 0;
}
.hero-badge em { color: var(--orange); font-style: normal; }

/* Massive editorial headline */
.hero h1 {
  font-family: 'Bebas Neue', sans-serif;
  font-size: clamp(54px, 7.5vw, 100px);
  color: var(--white);
  line-height: .90;
  letter-spacing: 4px;
  margin-bottom: 28px;
  position: relative;
}
.hero h1 em {
  color: var(--orange);
  font-style: normal;
  display: inline-block;
  position: relative;
}
/* Underline accent on em */
.hero h1 em::after {
  content: '';
  position: absolute;
  bottom: 4px; left: 0; right: 0;
  height: 6px;
  background: var(--orange);
  opacity: .25;
  border-radius: 2px;
}

.hero-sub {
  background: rgba(255,255,255,.93);
  color: #111;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  line-height: 1.80;
  padding: 10px 28px;
  border: 2px solid rgba(0,0,0,.70);
  display: inline-block;
  margin-bottom: 28px;
}
.hero-sub strong { color: #111; font-weight: 800; }

.hero-divider {
  display: none;
}

/* Pills */
.hero-pills {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  justify-content: center;
  margin-bottom: 32px;
}
.pill {
  background: transparent;
  border: 1px solid rgba(255,255,255,.18);
  color: rgba(255,255,255,.70);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 2px;
  transition: all .2s;
}
.pill:hover {
  background: rgba(255,107,0,.15);
  border-color: var(--orange);
  color: var(--white);
}

.hero-btns {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: center;
}

/* Inline stats strip */
.hero-stats {
  display: flex;
  gap: 36px;
  margin-top: 36px;
  padding-top: 28px;
  border-top: 1px solid rgba(255,255,255,.08);
}
.hstat strong {
  display: block;
  font-family: 'Bebas Neue', sans-serif;
  font-size: 40px;
  color: var(--orange);
  letter-spacing: 1px;
  line-height: 1;
}
.hstat span {
  font-size: 10px;
  color: rgba(255,255,255,.40);
  letter-spacing: 2px;
  text-transform: uppercase;
}

/* Hero image panel — full-bleed background behind content */
.hero-img-panel {
  position: absolute;
  inset: 0;
  overflow: hidden;
  z-index: 0;
}
.hero-img-panel img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 65% center;
  display: block;
  filter: saturate(.65) contrast(1.15) brightness(.85);
  transition: filter 8s ease;
}
.hero:hover .hero-img-panel img {
  filter: saturate(.80) contrast(1.1) brightness(.90);
}
/* Heavy gradient: opaque dark on left → transparent on right */
.hero-img-panel::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    100deg,
    #0a0e1a 0%,
    #0a0e1a 28%,
    rgba(10,14,26,.90) 44%,
    rgba(10,14,26,.50) 64%,
    rgba(10,14,26,.10) 100%
  );
  z-index: 1;
}
/* Bottom vignette for depth */
.hero-img-panel::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 160px;
  background: linear-gradient(to top, #0a0e1a 0%, transparent 100%);
  z-index: 2;
}

/* ── SLIDER PANELS & CONTROLS ── */

/* Image panels container */
.slider-images {
  position: absolute;
  inset: 0;
  z-index: 0;
}

/* Each slide's image panel */
.slider-panel {
  position: absolute;
  inset: 0;
  opacity: 0;
  transition: opacity 1s ease;
  pointer-events: none;
}
.slider-panel.active {
  opacity: 1;
  pointer-events: auto;
}
.slider-panel img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  filter: saturate(.65) contrast(1.15) brightness(.85);
  transition: transform 8s ease;
  transform: scale(1.04);
}
.slider-panel.active img { transform: scale(1.0); }

/* Uniform dark overlay for full-width centered content */
.slider-panel::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.50);
  z-index: 1;
}
/* Bottom vignette */
.slider-panel::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 80px;
  background: linear-gradient(to top, rgba(0,0,0,.30) 0%, transparent 100%);
  z-index: 2;
}

/* Content exit animation */
#sliderContent {
  transition: opacity .28s ease, transform .28s ease;
}
#sliderContent.s-exit {
  opacity: 0;
  transform: translateY(10px);
}

/* Controls bar — bottom center */
.slider-controls {
  position: absolute;
  bottom: 32px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 10;
  display: flex;
  align-items: center;
  gap: 10px;
}

/* Prev / Next arrows */
.slider-btn {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(255,255,255,.10);
  border: 1.5px solid rgba(255,255,255,.22);
  color: var(--white);
  cursor: pointer;
  font-size: 22px;
  line-height: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background .2s, border-color .2s;
  flex-shrink: 0;
}
.slider-btn:hover {
  background: var(--orange);
  border-color: var(--orange);
}

/* Progress dots */
.slider-dots {
  display: flex;
  gap: 6px;
  align-items: center;
}
.slider-dot {
  width: 8px;
  height: 8px;
  border-radius: 4px;
  background: rgba(255,255,255,.30);
  border: none;
  cursor: pointer;
  padding: 0;
  transition: background .3s, width .3s;
}
.slider-dot.active {
  background: var(--orange);
  width: 26px;
}
.slider-dot:hover:not(.active) {
  background: rgba(255,255,255,.60);
}

/* ── MARQUEE TRUST BAR ── */
.trust-marquee {
  background: var(--orange);
  overflow: hidden;
  padding: 10px 0;
  position: relative;
}
.trust-marquee-track {
  display: flex;
  gap: 0;
  animation: marqueeScroll 28s linear infinite;
  white-space: nowrap;
  width: max-content;
}
.trust-marquee-track span {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--white);
  padding: 0 32px;
}
.trust-marquee-track .sep {
  color: rgba(255,255,255,.4);
  padding: 0 4px;
  letter-spacing: 0;
}
@keyframes marqueeScroll {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}
.trust-marquee:hover .trust-marquee-track { animation-play-state: paused; }

/* ── INFO STRIP (override for home: darker variant) ── */
/* Uses main.css .info-strip — no override needed */

/* ── STATS BAR (home version — elevated) ── */
.stats-bar {
  background: var(--white);
  border-bottom: 1.5px solid var(--gray);
  padding: 0;
}
.stats-inner {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}
.stat-item {
  text-align: center;
  padding: 40px 24px;
  border-right: 1.5px solid var(--gray);
  position: relative;
  transition: background .25s;
}
.stat-item:hover { background: var(--sky); }
.stat-item:last-child { border-right: none; }
.stat-item::before {
  content: '';
  position: absolute;
  bottom: 0; left: 50%;
  transform: translateX(-50%) scaleX(0);
  width: 40px; height: 3px;
  background: var(--orange);
  border-radius: 2px;
  transition: transform .3s ease;
}
.stat-item:hover::before { transform: translateX(-50%) scaleX(1); }
.stat-item strong {
  display: block;
  font-family: 'Bebas Neue', sans-serif;
  font-size: 56px;
  color: var(--navy);
  letter-spacing: -1px;
  line-height: 1;
  margin-bottom: 8px;
}
.stat-item span {
  font-size: 11px;
  color: var(--gmid);
  letter-spacing: 2px;
  text-transform: uppercase;
  font-weight: 700;
}

/* ── SERVICES GRID ── */
.services-section { background: var(--gbg); overflow: hidden; }

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 40px 56px;
}

.scard {
  background: var(--white);
  border: 1.5px solid var(--gray);
  border-radius: 12px;
  overflow: hidden;
  transition: transform .25s, box-shadow .25s;
  position: relative;
  display: flex;
  flex-direction: column;
}
.scard:hover { transform: translateY(-4px); box-shadow: 0 14px 40px rgba(0,48,135,.10); }

/* Numbered top stripe */
.scard::before {
  content: attr(data-num);
  position: absolute;
  top: 12px; right: 14px;
  font-family: 'Bebas Neue', sans-serif;
  font-size: 52px;
  line-height: 1;
  color: var(--gray);
  letter-spacing: -1px;
  pointer-events: none;
  transition: color .25s;
}
.scard:hover::before { color: rgba(0,48,135,.08); }

/* Color-coded left accent bar */
.scard::after {
  content: '';
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 4px;
  transition: opacity .25s;
}
.c1.scard::after { background: var(--navy); }
.c2.scard::after { background: var(--acc2); }
.c3.scard::after { background: var(--blue); }
.c4.scard::after { background: var(--orange); }
.c5.scard::after { background: #7C3AED; }
.c6.scard::after { background: #059669; }

.scard-img {
  width: 100%;
  height: 180px;
  object-fit: cover;
  display: block;
  filter: saturate(.85);
  transition: filter .4s, transform .6s;
  transform-origin: center;
}
.scard:hover .scard-img {
  filter: saturate(1);
  transform: scale(1.03);
}

.scard-body { padding: 24px 22px 24px 26px; flex: 1; display: flex; flex-direction: column; }
.scard-top  { display: flex; align-items: center; gap: 12px; margin-bottom: 10px; }

.scard-icon {
  width: 44px; height: 44px;
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; flex-shrink: 0;
  transition: transform .25s;
}
.scard:hover .scard-icon { transform: scale(1.1) rotate(-3deg); }

.c1 .scard-icon { background: #EEF2FF; }
.c2 .scard-icon { background: #E0F7FA; }
.c3 .scard-icon { background: #E3F2FD; }
.c4 .scard-icon { background: #FFF3E0; }
.c5 .scard-icon { background: #F3E8FF; }
.c6 .scard-icon { background: #ECFDF5; }

.scard h3 {
  font-family: 'Bebas Neue', sans-serif;
  font-size: 24px;
  letter-spacing: 1.5px;
  color: var(--navy);
  line-height: 1;
}

.scard .sub {
  font-size: 9px;
  letter-spacing: 3px;
  text-transform: uppercase;
  font-weight: 700;
  margin-bottom: 10px;
}
.c1 .sub { color: var(--navy); }
.c2 .sub { color: var(--acc2); }
.c3 .sub { color: var(--blue); }
.c4 .sub { color: var(--orange); }
.c5 .sub { color: #7C3AED; }
.c6 .sub { color: #059669; }

.scard p {
  font-size: 15px;
  color: var(--soft);
  line-height: 1.75;
  margin-bottom: 14px;
}

.scard ul {
  list-style: none;
  border-top: 1px solid var(--gray);
  padding-top: 12px;
  margin-bottom: 18px;
  flex: 1;
}
.scard ul li {
  font-size: 12px;
  color: var(--soft);
  padding: 5px 0 5px 20px;
  position: relative;
  border-bottom: 1px dashed #f0f0f0;
}
.scard ul li:last-child { border-bottom: none; }
.scard ul li::before {
  content: '→';
  position: absolute;
  left: 0;
  font-weight: 700;
  font-size: 11px;
  top: 5px;
}
.c1 ul li::before { color: var(--navy); }
.c2 ul li::before { color: var(--acc2); }
.c3 ul li::before { color: var(--blue); }
.c4 ul li::before { color: var(--orange); }
.c5 ul li::before { color: #7C3AED; }
.c6 ul li::before { color: #059669; }

.scard-btns { display: flex; gap: 8px; flex-wrap: wrap; margin-top: auto; }
.scard-link {
  display: inline-flex;
  align-items: center;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  text-decoration: none;
  padding: 8px 16px;
  border-radius: 2px;
  border: 1.5px solid;
  transition: all .2s;
  cursor: pointer;
  font-family: 'Outfit', sans-serif;
  background: transparent;
}
.c1 .scard-link { color: var(--navy);   border-color: var(--navy);   }
.c1 .scard-link:hover { background: var(--navy);   color: var(--white); }
.c2 .scard-link { color: var(--acc2);   border-color: var(--acc2);   }
.c2 .scard-link:hover { background: var(--acc2);   color: var(--white); }
.c3 .scard-link { color: var(--blue);   border-color: var(--blue);   }
.c3 .scard-link:hover { background: var(--blue);   color: var(--white); }
.c4 .scard-link { color: var(--orange); border-color: var(--orange); }
.c4 .scard-link:hover { background: var(--orange); color: var(--white); }
.c5 .scard-link { color: #7C3AED; border-color: #7C3AED; }
.c5 .scard-link:hover { background: #7C3AED; color: var(--white); }
.c6 .scard-link { color: #059669; border-color: #059669; }
.c6 .scard-link:hover { background: #059669; color: var(--white); }
.scard-appt {
  background: var(--orange) !important;
  color: var(--white) !important;
  border-color: var(--orange) !important;
}
.scard-appt:hover { background: #c45200 !important; border-color: #c45200 !important; }

/* Services section header */
.services-section .sec-header {
  max-width: 1280px;
  margin: 0 auto;
  padding: 64px 40px 40px;
  text-align: left;
}
.services-section .sec-header .section-label { justify-content: flex-start; }
.services-section .sec-header .section-label::before { display: none; }
.services-section .sec-header .section-sub { margin: 8px 0 0; text-align: left; }

/* ── TAX BANNER ── */
.tax-banner {
  background: linear-gradient(105deg, #050c1f 0%, #001856 70%);
  padding: 32px 40px;
  display: grid;
  grid-template-columns: 96px 1fr auto;
  align-items: center;
  gap: 32px;
  border-top: 4px solid var(--orange);
  border-bottom: 1px solid rgba(255,255,255,.06);
  overflow: hidden;
  position: relative;
  min-height: 160px;
}
/* Subtle radial glow */
.tax-banner::before {
  content: '';
  position: absolute;
  right: -60px; top: -60px;
  width: 300px; height: 300px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255,107,0,.12) 0%, transparent 70%);
  pointer-events: none;
}
.tax-banner .tb-img {
  width: 88px;
  height: 88px;
  border-radius: 12px;
  object-fit: cover;
  border: 2px solid rgba(255,107,0,.4);
  flex-shrink: 0;
  box-shadow: 0 8px 24px rgba(0,0,0,.4);
}
.tax-banner .txt h3 {
  font-family: 'Bebas Neue', sans-serif;
  font-size: 30px;
  letter-spacing: 3px;
  color: #fff;
  margin-bottom: 6px;
  line-height: 1;
}
.tax-banner .txt h3 em { color: var(--orange); font-style: normal; }
.tax-banner .txt p { font-size: 13px; color: rgba(255,255,255,.62); line-height: 1.65; margin-bottom: 12px; }
.tax-banner .txt p strong { color: rgba(255,255,255,.9); }
.tax-banner .txt .badge {
  background: var(--orange);
  color: #fff;
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 3px 10px;
  border-radius: 2px;
  display: inline-block;
  margin-bottom: 10px;
}
.tb-tags {
  display: flex; gap: 8px; flex-wrap: wrap;
}
.tb-tags span {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.15);
  color: rgba(255,255,255,.75);
  font-size: 10px; font-weight: 700; letter-spacing: 1px;
  padding: 4px 12px; border-radius: 20px;
}
.tb-cta-btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  background: var(--orange); color: var(--white);
  font-family: 'Bebas Neue', sans-serif;
  font-size: 18px; letter-spacing: 2px;
  padding: 18px 28px; border-radius: 4px;
  text-decoration: none; white-space: nowrap;
  transition: background .2s, transform .2s, box-shadow .2s;
  flex-shrink: 0;
  box-shadow: 0 6px 20px rgba(255,107,0,.35);
}
.tb-cta-btn:hover { background: #c45200; transform: translateY(-2px); box-shadow: 0 10px 28px rgba(255,107,0,.45); }

/* ── WHY US ── */
.why-section {
  background: var(--navy);
  padding: 88px 40px;
  position: relative;
  overflow: hidden;
}
/* Large background text */
.why-section::after {
  content: 'LOS ANDES';
  position: absolute;
  bottom: -20px; right: -20px;
  font-family: 'Bebas Neue', sans-serif;
  font-size: 180px;
  color: rgba(255,255,255,.025);
  letter-spacing: -4px;
  line-height: 1;
  pointer-events: none;
  white-space: nowrap;
}

.why-section .sec-header,
.features-grid { position: relative; z-index: 1; }

.why-section .sec-header {
  text-align: left;
  padding: 0 0 48px;
  max-width: 1100px;
  margin: 0 auto;
}
.why-section .section-label {
  color: var(--orange);
  justify-content: flex-start;
}
.why-section .section-label::before { display: none; }
.why-section .section-title { color: var(--white); }
.why-section .section-sub { color: rgba(255,255,255,.5); margin: 0; text-align: left; }

.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 2px;
  max-width: 1100px;
  margin: 0 auto;
}
.feature {
  background: #fff;
  border: 1px solid rgba(0,48,135,.12);
  padding: 32px 24px;
  position: relative;
  transition: background .25s, border-color .25s, box-shadow .25s;
  cursor: default;
}
.feature:hover {
  background: #fff;
  border-color: var(--orange);
  box-shadow: 0 4px 20px rgba(255,107,0,.15);
}
.feature:hover h4 { color: var(--orange); }
.feature:hover p { color: var(--soft); }
.feature:hover .f-num { opacity: .55; }
/* Top accent line */
.feature::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: var(--orange);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .3s ease;
}
.feature:hover::before { transform: scaleX(1); }

.f-num {
  font-family: 'Bebas Neue', sans-serif;
  font-size: 48px;
  color: var(--orange);
  opacity: .3;
  line-height: 1;
  margin-bottom: 2px;
}
.f-icon { font-size: 26px; margin-bottom: 12px; }
.feature h4 {
  font-family: 'Bebas Neue', sans-serif;
  font-size: 20px;
  letter-spacing: 1.5px;
  color: var(--navy);
  margin-bottom: 10px;
}
.feature p {
  font-size: 16px;
  color: var(--soft);
  line-height: 1.80;
}

/* ── IRS LINKS ── */
.irs-section {
  background: var(--white);
  padding: 56px 40px;
  border-top: 3px solid var(--gray);
}
.irs-section h3 {
  font-family: 'Bebas Neue', sans-serif;
  font-size: 28px;
  color: var(--navy);
  letter-spacing: 3px;
  margin-bottom: 24px;
  text-align: center;
}
.irs-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 8px;
  max-width: 960px;
  margin: 0 auto;
}
.irs-link {
  display: flex;
  align-items: center;
  gap: 10px;
  background: var(--gbg);
  border: 1.5px solid var(--gray);
  border-left: 3px solid var(--navy);
  border-radius: 2px;
  padding: 12px 14px;
  text-decoration: none;
  color: var(--text);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .5px;
  transition: all .2s;
}
.irs-link:hover {
  background: var(--sky);
  border-left-color: var(--orange);
  color: var(--navy);
  transform: translateX(3px);
}

.irs-nums {
  max-width: 960px;
  margin: 12px auto 0;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 8px;
}
.irs-num {
  background: var(--navy);
  border-radius: 2px;
  padding: 14px 18px;
  color: rgba(255,255,255,.65);
}
.irs-num strong {
  display: block;
  font-size: 13px;
  color: var(--white);
  margin-bottom: 2px;
  letter-spacing: .5px;
}
.irs-num span { font-size: 12px; }

/* ── TESTIMONIALS ── */
.testimonials-section {
  background: var(--gbg);
  padding: 88px 40px;
  position: relative;
  overflow: hidden;
}
/* Large decorative quote mark */
.testimonials-section::before {
  content: '\201C';
  position: absolute;
  top: 20px; left: 60px;
  font-family: 'Bebas Neue', sans-serif;
  font-size: 360px;
  color: var(--navy);
  opacity: .04;
  line-height: 1;
  pointer-events: none;
}

.testimonials-section .sec-header {
  position: relative;
  z-index: 1;
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 20px;
  max-width: 1100px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

.tcard {
  background: var(--white);
  border: 1.5px solid var(--gray);
  border-radius: 0;
  border-top: 4px solid var(--navy);
  padding: 32px 28px;
  position: relative;
  transition: transform .28s, box-shadow .28s, border-top-color .28s;
}
.tcard:hover {
  transform: translateY(-4px);
  box-shadow: 0 16px 48px rgba(0,48,135,.10);
  border-top-color: var(--orange);
}
.tcard::before { display: none; }

.tcard .stars {
  color: var(--orange);
  font-size: 14px;
  margin-bottom: 16px;
  letter-spacing: 4px;
}
.tcard p {
  font-size: 14px;
  color: var(--soft);
  line-height: 1.85;
  margin-bottom: 20px;
  font-style: normal;
  position: relative;
}
/* Inline quote */
.tcard p::before {
  content: '"';
  font-family: 'Bebas Neue', sans-serif;
  font-size: 36px;
  color: var(--orange);
  opacity: .35;
  line-height: 0;
  vertical-align: -12px;
  margin-right: 4px;
}

.tcard-author {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-top: 16px;
  border-top: 1px solid var(--gray);
}
.tcard-avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  font-family: 'Bebas Neue', sans-serif;
  font-size: 16px;
  color: var(--white);
  flex-shrink: 0;
  letter-spacing: 1px;
}
.tcard-author strong { display: block; font-size: 13px; color: var(--text); font-weight: 700; }
.tcard-author span   { font-size: 11px; color: var(--gmid); }

/* ── CTA BANNER ── */
.cta-banner {
  background: #0a0e1a;
  padding: 0;
  text-align: center;
  border-top: none;
  overflow: hidden;
  position: relative;
  display: grid;
  grid-template-columns: 1fr;
}
/* Orange border top */
.cta-banner::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--orange) 0%, #ff9400 50%, var(--orange) 100%);
  background-size: 200% 100%;
  animation: shineGrad 3s ease infinite;
}
@keyframes shineGrad {
  0%, 100% { background-position: 0% 0%; }
  50%       { background-position: 100% 0%; }
}

.cta-banner-inner {
  padding: 80px 40px;
  position: relative;
  z-index: 1;
}

/* Large ghost text background */
.cta-banner::after {
  content: '2012';
  position: absolute;
  bottom: -40px; right: 40px;
  font-family: 'Bebas Neue', sans-serif;
  font-size: 220px;
  color: rgba(255,255,255,.025);
  letter-spacing: -6px;
  line-height: 1;
  pointer-events: none;
}

.cta-banner h2 {
  font-family: 'Bebas Neue', sans-serif;
  font-size: clamp(40px, 6vw, 72px);
  color: var(--white);
  letter-spacing: 2px;
  margin-bottom: 14px;
}
.cta-banner h2 em {
  color: var(--orange);
  font-style: normal;
}
.cta-banner p {
  font-size: 15px;
  color: rgba(255,255,255,.60);
  max-width: 480px;
  margin: 0 auto 32px;
  line-height: 1.80;
}
.cta-banner .cta-btns {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}

/* ── RESPONSIVE ── */
@media (max-width: 1100px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 960px) {
  .hero { min-height: auto; }
  .hero-content { width: 100%; max-width: 100%; padding: 56px 28px 96px; }
  /* Darken image more on mobile for text legibility */
  .slider-panel::before {
    background: rgba(0, 0, 0, 0.60);
  }
  .slider-controls { left: 50%; transform: translateX(-50%); }
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
  .stat-item {
    border-right: none;
    border-bottom: 1.5px solid var(--gray);
    padding: 32px 20px;
  }
  .stat-item:nth-child(odd)  { border-right: 1.5px solid var(--gray); }
  .stat-item:nth-last-child(-n+2) { border-bottom: none; }
  .why-section, .irs-section, .testimonials-section { padding: 56px 24px; }
  .tax-banner { grid-template-columns: 1fr auto; padding: 24px 24px; gap: 16px; }
  .tax-banner .tb-img { display: none; }
}

@media (max-width: 768px) {
  .services-grid { grid-template-columns: 1fr; }
  .hero-content { padding: 48px 20px 88px; }
  .slider-controls { bottom: 24px; }
  .hero h1 { font-size: 52px; }
  #sliderBtns .btn-outline { display: none; }
  .features-grid { grid-template-columns: 1fr 1fr; gap: 2px; }
  .tax-banner { grid-template-columns: 1fr; text-align: center; gap: 12px; padding: 24px 20px; }
  .tax-banner > a, .tb-cta-btn { width: 100%; }
  .tb-tags { justify-content: center; }
  .cta-banner-inner { padding: 60px 24px; }
  .services-section .sec-header { padding: 48px 20px 28px; }
}

@media (max-width: 480px) {
  .hero h1 { font-size: 42px; }
  .hero-stats { gap: 16px; }
  .hstat strong { font-size: 32px; }
  .stat-item strong { font-size: 44px; }
  .features-grid { grid-template-columns: 1fr; }
  .feature { padding: 24px 18px; }
  .irs-grid { grid-template-columns: 1fr 1fr; gap: 6px; }
  .irs-nums { grid-template-columns: 1fr 1fr; gap: 6px; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .cta-banner-inner { padding: 48px 20px; }
  .tax-banner { padding: 20px 16px; }
}